Types of Auto Insurance Discounts (2024)

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Multi-policy

Average savings vary^Δ

Save when you have two or more policies with Progressive. For instance, if you carry auto and boat insurance with us, you'll enjoy a discount on one of those policies. You can also combine auto with motorcycle, auto with RV, or any other combination of Progressive products. And if you have both auto and home insurance with us, you could save an average of 7% on your auto policy.^Δ See more on bundling insurance.

Continuous insurance

Average savings vary^††

When you switch to Progressive, we honor the time you spent with your previous insurer with a discount. The amount of the discount will vary based on how long you've been continuously insured and applies upon your first policy renewal.

Teen driver discount

Average savings vary^††

Adding a teen driver to your policy can increase the price — offset the cost a bit with our teen driver discount (driver must be 18 years or under). Discount applies after one year with Progressive. Learn more about car insurance for teens.

Snapshot: Safe driver discount

Average savings: $231^§

Our Snapshot^® program personalizes your rate based on your actual driving. The safer you drive, the more you can save. See more on Snapshot^®.

Good student discount

Average savings: 10%^#

A smart student makes you a smart shopper. Add a full-time student on your policy who maintains a "B" average or better, and we'll add a car insurance discount.

Distant student discount

Average savings vary^††

If you have a full-time student on your policy who is 22 years of age or younger and lives more than 100 miles from your home, you'll receive a discount — as long as the student doesn't have a vehicle while at school.

Homeowner discount

Average savings vary^§§

You'll get another discount simply for being a homeowner, even if your home isn't insured through Progressive's network of home insurers.

Multi-car

Average savings: 12%^‡

Save when you have more than one vehicle listed on your policy. You can add any car to your auto policy (belonging to a spouse, family member, or roommate), as long as it's kept primarily at your address.

Online quote

Average savings: 7%^**

You're eligible for this discount when you quote car insurance online. The discount also applies if a licensed Progressive representative finishes your quote over the phone.

Sign online

Average savings: 9%^†

Here's another easy discount anyone can earn. If you're comfortable signing your documents online, we're comfortable kicking in Progressive's sign online discount.

Paperless

Average discount varies^††

When you opt to receive your documents via email, you'll automatically receive a discount. These savings are dependent upon signing your documents online, and are in addition to our sign online discount.

Pay in full

Average savings vary^††

If you pay for your policy in full up front, you'll earn a discount.

Automatic payment

Average savings vary^††

If the pay in full option isn't right for you, we'll give you a discount for setting up automatic payments from a checking account, credit card, or debit card. (This discount cannot be combined with pay in full discounts).

Assess similar coverages at a handful of companies and see the best price. We'll show our rate first and let you compare it against competitors. See more on comparing auto insurance rates.

Shrink your deductible in the event of a claim. For each policy period without an accident or violation, we'll subtract $50 from your comprehensive or collision deductible. This is an optional coverage that will slightly increase your policy's cost.

With Progressive, safe driving = extra savings. If you've had no tickets or accidents in the past three years, your policy price could average 34% less than customers who have accidents or violations.